For Individuals
Explore My Future
- Buy a house
- Move abroad
- Build wealth
- Optimize spending
- Plan retirement
- Connect accounts
Sagolik Sandbox 2.0 · Now live
Build Your Financial Future
Before You Build It In Real Life
Simulate decisions, automate workflows, connect accounts, test ideas, and explore the future of your finances through AI-powered financial intelligence.
6M+
scenarios simulated
180+
financial workflows
24/7
AI agents at work
EU+UK+US
open banking ready
Choose your journey
Not a toolbox. A path forward.
Sagolik adapts to who you are and what you're trying to build. Pick your starting point.
For Businesses
Optimize My Business
- Cash flow forecasting
- Invoice automation
- Treasury management
- AI financial assistants
- Compliance workflows
For Investors
Explore Investments
- Portfolio simulations
- Risk analysis
- Scenario planning
- Capital allocation
For Institutions
View Infrastructure
- Open Banking
- Embedded Finance
- Digital Asset Infrastructure
- Institutional Cloud
Your financial twin
See the next ten years before you live them.
Move a slider. Add a property. Change country. Sagolik recalculates your net worth, liquidity, and retirement age in real time.
Monthly income€7,500
Monthly expenses€3,800
Monthly investment€1,500
CountrySweden
Projected net worth · 10 years
€530,105
Liquidity buffer
€13,200
≈ 6 months
Risk score
44
Balanced
Retirement age
59
Years old
AI Agent Studio
Hire agents that work while you sleep.
Compose agents in plain English. No code, no scripts — just outcomes.
Playground
Experiment safely before taking action.
A real, sandboxed environment that mirrors live financial systems — without any real money at risk.
Test Payments
Run mock card and SEPA flows end-to-end.
Simulate Transfers
Move funds between virtual accounts.
Connect Accounts
Wire up open banking sandboxes in minutes.
Explore Investments
Backtest portfolios on historical data.
Build Workflows
Drag rules into automations that just work.
Run AI Agents
Deploy agents into a safe sandboxed environment.
Financial Map
This is your financial world.
Every account, asset, contract, and business — connected, alive, and queryable.
Accounts
Investments
Properties
Contracts
Businesses
Wallets
Real-life scenarios
Play out the big decisions.
Tangible, interactive answers to the questions that actually matter.
Buy a house
I want to buy a house
Property price€450,000
Monthly payment · 25y at 4.2%
€1,940
Start a company
I want to start a company
- 1Incorporate (Sagolik EU)
- 2Open business account
- 3Connect accounting
- 4Hire CFO Agent
Retire early
I want to retire early
Monthly savings€2,000
Projected retirement age
50
Trust
Built for serious finance.
The credibility of an institution. The clarity of a consumer product.
Audit Trails
Every action, traceable. Always.
Encryption
End-to-end, at rest and in motion.
Open Banking
EU, UK, and US ready.
Institutional Infrastructure
Built to clear the bar.
Regulatory Readiness
Designed with auditors in mind.
Microsoft Azure
Running on enterprise cloud.
One place to understand,
simulate, and improve your financial life.
Whether you're an individual, business owner, investor, or institution, Sagolik gives you the tools to explore decisions before making them in the real world.
Launch Sandbox